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The Letter I Sent to Senator Feinstein Today…
Sent to Sen Feinstein in April of 2009… What follows is the text of a letter I sent to Senator Feinstein today. The situation is grave and worsening as related to private sector loan modification...
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So, It Wasn’t the Subprimers After All… What Do You Know About That?
Originally posted on July 20, 2009, … and yes there’s a reason I’m telling you that. Have you ever waited for a day to come? A special day. A day when all would begin to look right in the world once...
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Today’s Weather in India – Low 80s, Not a Cloud in the Sky.
In case you’re interested, the weather in India is really quite lovely this week. The humidity’s low, there’s no wind whatsoever, it’s sunny and in the low to mid 80s. I’m not thinking about going...
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Senate Investigation Says Banks Caused Crisis, Not Borrowers
They finally got it! And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...
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Mass Hysteria – The Iabanez Decision by the Massachusetts Supreme Court
Last week, the Massachusetts Supreme Court ruled against two banks, Wells Fargo and US Bancorp, who had each foreclosed on homes and were now asking a judge to declare that they held clear title to...
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New Bankruptcy Court Decision Sounds the Alarm – The USS MERS is Going Down
Preface… Before I jump into this decision by a U.S. Bankruptcy Court Judge in New York, I just want to acknowledge that I very rarely write about MERS. And it’s not an accident; I’ve chosen not to do...
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Lawyers, foreclosure fatigue and the dreaded FREE HOUSE
Just a few years ago, representing homeowners at risk of foreclosure was a tiny niche in the practice of law, and when I say “tiny,” I mean tiny as to be practically nonexistent. Sure, there were a...
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Disturbing News from Behind Closed Doors – Attorney Thomas Cox, A Mandelman...
WARNING: THIS IS GOING TO BE DISTURBING… Thomas Cox is a retired banking lawyer from Portland Maine. I spent a week with him at Max Gardner’s Book Camp last fall, and we became fast friends… he’s...
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Our Housing Market’s Recovery is Eminent… Get It?
This past November, I read The New York Times article, “More Cities Consider Using Eminent Domain to Halt Foreclosures,” but it took more than a month for me to realize what the story had to do with...
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Tom Deutsch of the ASF on Eminent Domain & Loan Modifications – A Mandelman...
Tom Deutsch absolutely hates the idea of using eminent domain to write down underwater loans for homeowners. Tom is the Executive Director of the American Securitization Forum (ASF). He has...
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The Letter I Sent to Senator Feinstein Today…
Sent to Sen Feinstein in April of 2009… What follows is the text of a letter I sent to Senator Feinstein today. The situation is grave and worsening as related to private sector loan modification...
View ArticleClik here to view.
So, It Wasn’t the Subprimers After All… What Do You Know About That?
Originally posted on July 20, 2009, … and yes there’s a reason I’m telling you that. Have you ever waited for a day to come? A special day. A day when all would begin to look right in the world once...
View ArticleClik here to view.
Today’s Weather in India – Low 80s, Not a Cloud in the Sky.
In case you’re interested, the weather in India is really quite lovely this week. The humidity’s low, there’s no wind whatsoever, it’s sunny and in the low to mid 80s. I’m not thinking about going...
View ArticleClik here to view.
Understanding Reverse Mortgages Matters – A Podcast with Impac’s Richard Johnson
It’s been over four months since I started researching reverse mortgages in an in-depth way and I finally can say with confidence that I now understand them… past, present… and I think, even their...
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Who Doesn’t Need a Back-Up Plan for a Secure Retirement?
Some people would have you believe that reverse mortgages should only be considered as a last resort… when you need money and have no other choice. Not only do I think that’s wrong… I also think...
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Was it worth it? Yeah, to me it definitely was. (For you maybe the reverse...
With my 53rd birthday now in my rearview mirror, I can’t claim to know everything about the learning that comes with age, but I have started to notice a certain upper classman status that comes with...
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The Letter I Sent to Senator Feinstein Today…
Sent to Sen Feinstein in April of 2009… What follows is the text of a letter I sent to Senator Feinstein today. The situation is grave and worsening as related to private sector loan modification...
View ArticleClik here to view.
So, It Wasn’t the Subprimers After All… What Do You Know About That?
Originally posted on July 20, 2009, … and yes there’s a reason I’m telling you that. Have you ever waited for a day to come? A special day. A day when all would begin to look right in the world once...
View ArticleClik here to view.
Today’s Weather in India – Low 80s, Not a Cloud in the Sky.
In case you’re interested, the weather in India is really quite lovely this week. The humidity’s low, there’s no wind whatsoever, it’s sunny and in the low to mid 80s. I’m not thinking about going...
View ArticleClik here to view.
Helping a Homeowner Succeed with Bank of America/SPS Loan Mod is Like Mardi...
I often feel like the homeowners who contact me for help become my friends along the way. But then, their loans get modified… and I don’t here from them anymore. In the early days it felt a little...
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